Current Saudi Riyal to Pakistani Rupee Exchange Rate as of July 26, 2025

On July 26, 2025, the Saudi Riyal (SAR) appreciated to 76.03 Pakistani Rupees (PKR) in the open market, a notable increase from 75.95 PKR on July 23 and 75.9674 PKR on July 21. This shift, reported by currency traders, indicates a continuing upward trend primarily driven by consistent remittance inflows and seasonal market factors.

The rise in the Saudi Riyal is particularly significant for Pakistani households, as it enhances the value of remittances sent from Saudi Arabia, which are crucial for financial stability in Pakistan. With the current exchange rate, converting 1,000 SAR yields approximately 76,030 PKR, an increase from 75,950 PKR earlier this week. This increase in remittance value is vital for covering expenses related to education, healthcare, and daily living costs.

The economic implications of the Riyal's strength extend beyond individual households. For businesses engaged in importing goods from Saudi Arabia, such as oil and petrochemicals, the Riyal's dollar-pegged stability offers reliability; however, higher exchange rates may slightly elevate import costs, potentially affecting Pakistan’s trade balance.

On a macroeconomic scale, the Saudi Riyal's value supports Pakistan's foreign exchange reserves, which surpassed $11 billion in October 2024. This financial backing plays a critical role in managing inflation and servicing national debt. Although a weaker PKR could enhance export competitiveness, the current trend of a stronger Riyal contributes positively to Pakistan's overall economic resilience.

The significance of the Saudi Riyal in Pakistan's economy is underscored by the robust remittance inflows from Saudi Arabia, where millions of Pakistani expatriates work in various sectors, including construction and healthcare. As reported by the State Bank of Pakistan, Saudi Arabia contributed $913.3 million in remittances in May 2025, representing the largest share of total remittances that reached $34.9 billion from July 2024 to May 2025, marking a 28.8% increase from the prior fiscal year.

The Saudi Riyal, subdivided into 100 halalas and managed by the Saudi Central Bank, is pegged to the US dollar, providing stability and trust for remittances and trade, particularly for the Pakistani diaspora. In contrast, the Pakistani Rupee, symbolized as ₨, has been the national currency since 1948, overseen by the State Bank of Pakistan under a managed floating exchange rate system, influenced by inflation and trade dynamics.

Looking ahead, the recent increase in the SAR-PKR exchange rate reflects sustained market momentum driven by remittances and trade relations with Saudi Arabia. Traders and policymakers are advised to remain vigilant, as even minor fluctuations in the exchange rate could significantly impact remittance flows, import costs, and broader economic strategies. For millions of Pakistanis, the robust performance of the Riyal is more than a financial metric; it is a critical lifeline that underpins their economic stability and welfare.