Jyske Realkredit Reports Preliminary Data on Early Redemptions

Copenhagen, Denmark - On June 30, 2025, Jyske Realkredit A/S submitted a formal announcement to Nasdaq Copenhagen A/S detailing preliminary data on early redemptions, also known as prepayments, of bonds issued by the company. This announcement, designated as No. 55/2025, complies with Section 24 of the Capital Markets Act, which mandates the disclosure of such financial information to ensure transparency and provide investors with critical data.

The preliminary data regarding early redemptions is essential for bondholders and market participants, as it offers insights into the company's financial health and liquidity position. According to the announcement, the detailed data is available in an attached file, which can also be accessed through Jyske Realkredit's official website at www.jyskerealkredit.com. For inquiries related to the format and content of the data file, investors and analysts are directed to visit the Nasdaq Nordic website at www.nasdaqomxnordic.com.

Christian Bech-Ravn, Head of Investor Relations at Jyske Realkredit, is the primary contact for further information, and he can be reached at (+45) 89 89 92 25. The announcement highlights the company's commitment to adhering to regulatory requirements and providing timely updates to stakeholders.

Jyske Realkredit is a leading financial institution in Denmark, specializing in mortgage credit. The company has been active in the bond market, issuing various types of bonds, including covered bonds and mortgage bonds, to fund its lending activities. The financial landscape in Denmark has been influenced significantly by interest rate fluctuations and regulatory changes, which in turn affect the behavior of mortgage holders regarding prepayments.

Historically, the trend of early redemptions has varied with market conditions. A report published by the Danish Financial Supervisory Authority in 2023 indicated that prepayment rates tend to increase when interest rates decline, as borrowers seek to refinance their loans at more favorable terms. Conversely, when interest rates rise, prepayments typically decrease, as borrowers are disincentivized from refinancing.

Experts in the field, such as Dr. Lars Jensen, Professor of Finance at the Copenhagen Business School, suggest that the current economic environment, characterized by fluctuating interest rates and inflationary pressures, will likely impact the rate of early redemptions moving forward. Dr. Jensen stated, "The ability of borrowers to refinance effectively is crucial in a changing interest rate environment, and institutions must prepare for varying prepayment behaviors."

Furthermore, the implications of early redemptions extend beyond individual borrowers; they also impact the liquidity and risk management strategies of financial institutions. As noted by Signe Madsen, Chief Financial Officer of Jyske Realkredit, "Understanding the dynamics of early redemptions allows us to better manage our capital and liquidity requirements, ensuring that we remain resilient in fluctuating market conditions."

In conclusion, Jyske Realkredit’s announcement of preliminary data on early redemptions is a vital component of its commitment to transparency and regulatory compliance. As the financial landscape continues to evolve, the institution's ability to interpret and respond to prepayment trends will be crucial in navigating the challenges posed by economic fluctuations. Investors and market analysts will closely monitor future developments to gauge the potential impacts on the company's operational strategy and market position.